The biggest credit card offers are the quickest, easiest way to earn a large amount of miles and jump start your travel. These are the most lucrative. There are several new best-ever and limited-time offers that have come out over the last several weeks. Many of the offers on this list are new.

Every month I post what I find are the biggest credit card offers out there. Some of last month’s biggest credit card offers are gone or changed. What excites me is that card rewards really seem to be on the upswing in a big way. Now is the time to apply.

Here’s the current up to date list of biggest credit card offers right now – the most lucrative bonuses available. And here are easy ways to meet the minimum spend required by some of the offers.

Here are the cards I consider to be the biggest credit card offers with rich bonuses right now:

1. Ink Business Preferred® Credit Card has a 100,000 point initial bonus after $8,000 spend within 3 months. That can even be enough for a roundtrip business class award ticket between the US and Europe.

   It earns 3 points per dollar on the first $150,000 spent each year on travel — that’s airlines, hotels, rental cars, tolls, even Uber — and shipping and advertising on social media and search engines, so great for anyone who advertises on Facebook or Twitter, or who spends money advertising with Google. It also comes with $600 protection against theft or damage when you use it to pay your cell phone.

   

2. Ink Business Unlimited® Credit Card and Ink Business Cash® Credit Card have increased their initial bonus offers and are now offering biggest-ever bonuses. (Offers expired)
   • The Ink Business Unlimited® Credit Card has an initial bonus offer to earn $$900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.

     Your ongoing spend will earn unlimited 1.5% cash back on every purchase made for your business.

   • The Ink Business Cash® Credit Card has an offer to earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.

     Ongoing earn is rich especially 5x categories: Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year; earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year; earn 1% cash back on all other card purchases with no limit to the amount you can earn.

   Think of both of these offers as 90,000 points, which – if you have an Ultimate Rewards card whose points transfer to airline miles and hotel points – can be combined into one of Chase’s annual fee Ultimate Rewards products, and then transferred to a variety of loyalty program partners.

3. Aeroplan® Credit Card lets you earn up to 100,000 bonus points: Earn 75,000 points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, 25,000 points after you spend $20,000 on purchases in the first 12 months. (Offer expired.)

   This $95 Annual Fee card earns 3X points for each dollar spent at grocery stores, on dining at restaurants, and Air Canada directly. Earn 1X point for each dollar spent on all other purchases; 500 bonus points for every $2,000 you spend in a calendar month – up to 1,500 points per month.

   Naturally cardmembers get free first checked bag (for the cardmember and up to 8 others people on same reservation). But the card also comes with the first tier of elite status (25K level) for the calendar year in which your Chase Aeroplan Card account is opened and for the following calendar year. You can keep that status with $15,000 in annual spend. In the future status that comes with the card will be for the remainder of the year in which you’re approved plus the following year.

   Spending $50,000 on the card bumps you up an elite level – to 35,000 mile status based on spend alone if you aren’t already at that level or higher. However a member earning that level of elite status or higher with Air Canada outside of the card who spends $50,000 on the card in a calendar year gets a one-level bump up starting at the beginning of the next calendar year. An Aeroplan 75K member who spends $50,000 on the card becomes Super Elite in the next calendar year.

4. Capital One Venture X Rewards Credit Card has an offer to earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel (See rates and fees)

   The card earns unlimited 2X miles on purchases – and 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel.

   You’ll receive a $300 annual credit for bookings through Capital One Travel. And you’ll get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary. With this card you can access the Capital One Lounge as well as Priority Pass lounges.

5. Capital One Venture Rewards Credit Card Capital One is offering a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel. You’ll unlimited 2X miles on every purchase, every day (Transfer your miles to your choice of 15+ travel loyalty programs.) This $95 annual fee card also comes with up to a $100 application fee credit for Global Entry or TSA PreCheck®. (See rates and fees.)

6. CitiBusiness^® / AAdvantage^® Platinum Select^® Mastercard^® is offering 65,000 American Airlines AAdvantage® miles after spending $4,000 in purchases within the first 4 months of account opening. This card has a $0 annual fee the first year (then $99). [See rates and fees]

   The card offers first checked bag on domestic American Airlines itineraries. There’s preferred boarding on American Airlines flights as well. And each eligible mile earned from purchases also earns a Loyalty Point towards elite status.

   

7. Citi Premier^® Card On top of earning 60,000 bonus ThankYou^® Points after you spend $4,000 in purchases within the first 3 months of account opening, there’s a limited-time addition: earn a total of 10 ThankYou^® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel^℠ portal through June 30, 2024. (See rates and fees.)

   That’s more than a year of substantially elevated earning through their travel portal as of this writing, and there’s no cap.

   It’s a good card for ongoing spend, too:
   

   • 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels
     
   • 3 Points per $1 spent at Restaurants and Supermarkets
     
   • 1 Point per $1 spent on all other purchases.

   Points can be transferred to a variety of frequent flyer programs, including:

   • SkyTeam: Aeromexico Club Premier, Air France KLM Flying Blue, Virgin Atlantic Flying Club
   • oneworld: Cathay Pacific Asia Miles, Malaysia Airlines Enrich, Qantas Frequent Flyer, Qatar Airways Privilege Club
   • Star Alliance: Avianca LifeMiles, EVA Air Infinity MileageLands, Singapore Airlines KrisFlyer, Thai Airways Royal Orchid Plus, Turkish Airlines Miles & Smiles
   • Non-alliance: Emirates Skywards, Etihad Guest, JetBlue TrueBlue
     
   • Hotels: Wyndham Rewards, Choice Privileges (1000 -> 2000!)

8. American Express® Business Gold Card has an offer to earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.

   The card will earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap. In addition, earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.

   You earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required. You can also get $12.95 back in statement credits each month when you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. $12.95 plus applicable taxes.

   This is a $295 annual fee card ($375 if application is received on or after 2/1/24). Terms apply. See rates and fees.

9. Chase Sapphire Preferred® Card has an offer to earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

   Points transfer to United, Hyatt, Southwest, British Airways, Virgin Atlantic, Singapore Airlines, JetBlue, Air France KLM, Emirates, JetBlue, Iberia, Aer Lingus, Marriott Rewards, and IHG One Rewards. Probably the best all-around credit card, certainly for getting started in the hobby, and with a great initial bonus.

   In fact since it seems easier to get approved for than Reserve, a great strategy if you want Sapphire Reserve is to get the Sapphire Preferred card and ask Chase to product change in a year. In general Chase doesn’t approve cardmembers who have signed up for 5 or more new card accounts in the past 24 months, so this is the first card you should apply for. However there are reports of some people being approved for the cards despite being over 5/24! (No guarantees. A lot of things go into an approval decision.)

   

Think there’s a card that belongs on this list but isn’t here, leave a comment!

For rates and fees of the American Express® Business Gold Card, click here